Leisure-time accident insurance applies to employed and unemployed members. Organisation insurance applies to all members participating in union or union branch events. The discounts apply to all members.
Insurance
Members of the Finnish Construction Trade Union are insured against accidents during leisure time and, when participating in events, are covered by organisation insurance. As a union member, you’ll also receive a discount on other insurance payments to the Turva insurance company.
Leisure-time accident insurance
Members eligible for the workforce (employed and unemployed members) are covered by leisure-time accident insurance with the Turva insurance company. The insurance covers accident treatment costs. The insurance policy also includes compensation for a permanent disability and compensation in the event of death. The insurance is valid in Finland.
The amount insured is larger for shop stewards and active members of union branches (ammattiosasto). Up-to-date information can be found on Turva’s website (in Finnish).
You will be reimbursed directly for your first medical appointment: After an accident, Finnish Construction Trade Union members who are covered by the union’s leisure-time accident insurance will not have to pay out of pocket for their first visit to a Pihlajanlinna or Terveystalo medical facility costing up to 500 euros with no deductible. Simply show your Finnish Construction Trade Union direct reimbursement card, which you’ll find in the TaskuTurva app. Members can obtain a payment commitment for any larger, further investigations.
TaskuTurva makes things easier
The TaskuTurva mobile app can be downloaded onto your smartphone and contains a direct reimbursement card to make things easier if an accident occurs. Members of the Finnish Construction Trade Union can easily check the content of the union’s leisure-time accident insurance policy using the TaskuTurva app. You can download the app onto your phone from an app store. Your personal data is protected, so you will need online banking credentials to log in to TaskuTurva.
More detailed instructions on how to use the direct reimbursement card can be found in TaskuTurva. You can find the instructions under Oma Turvani in TaskuTurva.
If you have not downloaded TaskuTurva, or you go to another facility besides Pihlajalinna or Terveystalo, you will be reimbursed as before; first pay out of pocket for your treatment and then apply for reimbursement from Turva online (in Finnish) or by telephone.
Organisation insurance
All members of the Finnish Construction Trade Union are insured through organisation insurance if they participate in a union or union branch function or event.
Insurance benefits and discounts
All members of the Finnish Construction Trade Union receive a discount on personal, voluntary insurance from Turva. Turva also offers other discounts to union members.
Learn more about the benefits and discounts, and explore Turva’s wide range of insurance products (in Finnish, Swedish, or English)